29 Dec
Did you know that digital payments in Egypt grew by 150% in 2022? 🚀
Millions of Egyptians now embrace cashless transactions. Apple Pay’s arrival in Egypt marks a most important milestone that iPhone users nationwide have awaited. Now everyone can tap their phones to pay at thousands of stores across the country.
Egypt’s mobile wallet landscape grows faster each day, and Apple Pay emerges as a game-changer. Many users feel excited about Apple Pay’s Egyptian launch, though getting started can seem challenging. Questions about bank support and setup steps often arise.
We’ve got you covered. This piece walks you through everything about activating and using Apple Pay in Egypt. You’ll learn the original setup process and make your first payment with ease.
Ready to join the digital payment revolution? Let’s get started!
Understanding Apple Pay Requirements in Egypt
Apple Pay launched in Egypt after the Central Bank of Egypt approved it in February 2023. Several major banks have adopted this technology8.
These banks support Apple Pay in Egypt:
- National Bank of Egypt
- Banque Misr
- Commercial International Bank (CIB)
- Meeza card services
Setting up Apple Pay requires a few key things. You need a compatible Apple device running the latest operating system. Most users can use iPhone 6 or newer models with current iOS version3. Your device should have Face ID, Touch ID, or a passcode enabled for security.
Note that you need an active Apple ID logged into your device and iCloud. Your cards will automatically disappear from Apple Pay if you sign out of iCloud or remove your passcode3.
Meeza cardholders can now use Egypt’s national payment scheme more conveniently. They can add their cards to Apple Wallet and pay with their Apple devices1.
Apple Pay prioritizes security above everything else. Your actual card numbers stay off your device and Apple’s servers10. Each transaction uses a unique encrypted Device Account Number that keeps your financial information safe1.
Apple Pay remains unavailable to users under 13 years old, though this age limit varies by region3. Your bank might need extra verification or ask you to install their app if you have trouble adding your card3.
Setting Up Apple Pay on Your Device
Let me walk you through setting up Apple Pay on your device. The setup process becomes easy when you follow these steps:
- Open the Wallet app on your iPhone and tap the ‘+’ button5
- Choose “Debit or Credit Card” option
- Position your card in the frame to scan, or enter details manually
- Follow the on-screen verification steps
- Complete any additional authentication your bank requires
Important Security Setup: Your device needs Face ID, Touch ID, or a passcode enabled3. These security features protect your transactions and will give a layer of protection to your payment information.
Meeza card users can enjoy the latest Tap & Pay technology integration. Each transaction stays secure through device authentication and creates a unique one-time security code1.
Apple Pay works great across multiple devices. Once you’ve set it up on your iPhone, adding cards to other Apple devices becomes simple. Apple Watch users can open the Watch app on their iPhone, navigate to Wallet & Apple Pay settings, and tap “Add Card”3.
Note that your bank might ask to verify additional details or download their specific app3. This security measure helps protect your financial information and keeps transactions secure.
Your bank’s customer service team can help with any setup challenges. The National Bank of Egypt, Banque Misr, and CIB actively support their customers through the setup process2.
Making Your First Payment
Apple Pay makes payments quick and secure in Egypt, whether you shop in stores or online.
Look for contactless payment symbols at checkout points to make in-store purchases6. Here’s how to pay:
- Double-click your iPhone’s side button (for Face ID) or Home button (for Touch ID)
- Authenticate with Face ID, Touch ID, or your passcode
- Hold your iPhone near the payment reader
- Wait for the checkmark and “Done” message
Supported websites and apps display the Apple Pay button during online shopping6. Just tap the Apple Pay button, verify your shipping details, and confirm your payment with Face ID or Touch ID.
Important Security Note: Each purchase needs authentication through Face ID, Touch ID, or your passcode5. Your card details remain safe because Apple Pay never shares your actual card number with merchants5.
Pro Tip: You can switch from your default card by tapping it to see other payment options before completing the transaction6.
Apple Watch users can make payments even faster – a quick double-click of the side button and holding the watch near the reader will trigger a gentle tap confirmation6.
Note that many Egyptian merchants accept Apple Pay transactions, but your card issuer must support the service7. Some merchants may ask you to enter your PIN or sign a receipt4.
Conclusion
Apple Pay now gives Egyptian iPhone users a secure and convenient way to pay. Strategic collaborations with major banks including NBE, Banque Misr, and CIB, along with Meeza card integration, have made digital payments simple. Users just need a compatible device, updated iOS, and a supported payment card to get started.
Apple Pay’s security features protect every transaction effectively. The system uses Face ID, Touch ID, or passcode authentication, while unique encryption keeps your card information safe. More merchants now accept contactless payments, making Apple Pay practical for everyday purchases.
Your path to cashless payments begins with these easy steps. Apple Pay provides a quick and secure payment option for both in-store and online shopping. Note that keeping your device updated with enabled security features will help you get the most from this convenient payment system.
References
[1] – https://meeza-eg.com/apple-pay/
[2] – https://english.ahram.org.eg/NewsContentP/3/536722/Business/NBE,-Banque-Misr,-CIB-launch-Apple-Pay-activation-.aspx
[3] – https://support.apple.com/en-eg/108398
[4] – https://support.apple.com/en-eg/118627
[5] – https://www.apple.com/eg/apple-pay/
[6] – https://support.apple.com/en-eg/102626
[7] – https://support.apple.com/en-eg/120364
[8] – https://www.dailynewsegypt.com/2024/12/10/egyptian-banks-launch-apple-pay-tokenization/
[9] – https://support.apple.com/en-eg/109516
[10] – https://support.apple.com/en-eg/101554
